Finance Information

Clearpay
0% APR
Deposit: First of 4 payments upfront.

Klarna
Pay in 3 or Pay Later (30 Days)
0% APR
Deposit: Pay in 3 (First of 3 Instalments)

V12 Finance
12, 24, 36 or 48 Month Terms
12 Month Agreements - 0% APR
Deposit: 10% of Total Order Value
Clearpay FAQs
What is Clearpay?
The service is provided by Clearpay Finance Ltd.
How do I use Clearpay?
If you've used Clearpay before, just log in to your Clearpay account.
Then complete your order!
Where can I use Clearpay?
Who can use Clearpay?
Clearpay is only available to permanent UK residents aged 18+ (excluding Channel Islands) with a UK billing address.
Customers with international billing addresses will not be able to use Clearpay or create a Clearpay account.
Other eligibility criteria apply. See Clearpay Terms of Service for further details.
How does the Clearpay payment schedule work?
If you would like to make additional unscheduled payments before they are due, you may log into your Clearpay account to make your payments early. Clearpay will then adjust the amount owed accordingly.
You can log in to your Clearpay account anytime to view your payment schedule or make a payment before the next due date.
What if I can't pay a Clearpay instalment?
If you cannot make a payment, please contact Clearpay here.
As soon as you miss a payment, Clearpay will immediately stop you from making any further purchases with Clearpay.
Clearpay will give you until 11pm on the following day to make your repayment and then you will incur a late fee if you are still not able to make the payment by then. This will be an initial £6 and a further fee of £6 if the missed payment is not made within 7 days. If your order is less than £24, the total late fee will be £6. If your order is £24 or over, total late fees will not exceed 25% of the total order or £36, whichever is less.
Clearpay debt may be passed to a debt collection agency and this may affect your ability to use Clearpay in future. We encourage you to use Clearpay responsibly. Please see Clearpay Terms of Service for further details.
When will my items be delivered if I use Clearpay?
Is there a limit to how much I can spend on a single Clearpay transaction?
Can I use another form of payment with Clearpay?
How do I return or exchange an item purchased with Clearpay?
Items purchased with Clearpay follow our standard return process.
Please note, refunds for Clearpay purchases will be refunded from Taskers to Clearpay. We cannot provide an exchange or cash refund.
When the refund is processed, any upcoming payments you have to Clearpay will be cancelled and any payments you have already made will be refunded back to the card you paid with. Please note that until the merchant has confirmed receipt of any return goods, you will be liable to continue to make your payments to Clearpay.
You can view the details by logging in to your Clearpay account.
Klarna - Pay in 3 FAQs
Who is Klarna?
How does Pay in 3 instalments work?
Am I eligible for Pay in 3 instalments?
Can I have multiple Pay in 3 instalments orders at the same time?
What does Klarna consider when reviewing my application?
What do I need to provide when I make a purchase?
Will a credit search take place?
How do I make repayments to Klarna?
Can I pay before the due date?
Is my payment information safe?
How do I know Klarna has received my payment?
Klarna will notify you by email and push notification when a payment is due and when you have made or missed a payment. You can always check the status of your order and payments in the Klarna app or by logging in at www.klarna.com/uk.
What happens if I don’t pay for my order on time?
Pay in 3 instalments is a credit product and you are required to make your scheduled payments to Klarna. If Klarna is unable to collect your payment on the scheduled due date Klarna will make a further attempt to automatically collect payment seven days later. Should this next payment attempt fail, Klarna will make a final attempt to collect payment seven days later. They may continue to attempt to collect overdue and currently due payments on subsequent due dates, or invoice you separately for the unpaid total. Klarna may also share information about your missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future. Full details can be found in the Klarna terms and conditions here.
I've received a statement, but I've not yet received my goods.
If you have not received your goods please call Taskers to check on your order and delivery status. You can also contact Klarna’s Customer Service so that they can postpone the due date on your payment or put the order on hold in the Klarna app while you wait for the goods to arrive.
What happens if I cancel or return my order?
I have canceled my order. How long will it take until I receive my refund?
I have asked for a refund. How will I be refunded?
What happens to my statement, when I have returned the goods?
What happens to my statement when I have returned part of my order?
I haven’t received an email with my statement/payment information.
You can log in the Klarna app or at www.klarna.com/uk, where you will find all of your orders and payment schedule information.
I still have questions regarding payment, how can I get in touch?
Visit Klarna app Klarna’s Customer Service page for a full list of FAQs, live chat and telephone options.
Disclosure
Klarna’s Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.
Klarna - Pay Later in 30 Days FAQs
Who is Klarna?
How does Pay later in 30 days work?
Pay later in 30 days is a credit product which lets you pay any time within 30 days of your purchase without interest or fees. You can make this payment using a credit or debit card on the Klarna app or logging into www.klarna/com/uk. Klarna will send you a confirmation email once your order is confirmed with full details. You can see both past and future payments using the Klarna app.
Am I eligible for Pay later in 30 days?
Can I have multiple Pay later in 30 days orders at the same time?
What does Klarna consider when reviewing my application?
Klarna offers Pay later in 30 days based on a number of factors such as the purchase amount, previous order history. If you are 18 or over, you can improve your chances of being offered Pay later in 30 days by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. All orders are assessed individually. Just because you have been accepted for Pay later in 30 days before does not mean it will be offered for every order. In turn, if your application for Pay later in 30 days is denied, it does not mean it will be denied for future orders.
What do I need to provide when I make a purchase?
If you want to purchase something using Klarna’s Pay later in 30 days, you'll need to share your phone number, email address, current billing address and your credit or debit card details. If Klarna need to talk to you urgently they'll use the phone number you've shared. For any other information Klarna need to share with you, they'll send this to your email address.
Will a credit search take place?
When you use Pay later in 30 days, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.
How do I make repayments to Klarna?
You can pay any time within 30 days of your purchase without interest or fees. You can make this payment using a credit or debit card on the Klarna app or logging into www.klarna/com/uk. Klarna will send you a confirmation email once your order is confirmed with full details.You can see both past and future payments using the Klarna app.
I have been asked to go to the Klarna site. Is this correct?
If you choose to pay for your order using Pay later in 30 days, Klarna will send you an email showing you how to pay. The email will have a link you can use to make this payment using your credit or debit card.
Can I pay before the due date?
Is my payment information safe?
How do I know Klarna has received my payment?
Klarna will notify you by email and push notification when a payment is due and when you have made or missed a payment. You can always check the status of your order and payments in the Klarna app or by logging in at www.klarna.com/uk.
What happens if I don’t pay for my order on time?
Pay later in 30 days is a credit product and you are required to make your payment to Klarna. Klarna may also share information about your missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future. Full details can be found in the Klarna terms and conditions here.
What happens if I don’t pay for my order?
As pay later is a credit product, if you don't pay for your order Klarna may use a debt collection agency. Klarna may also report the missed payment to credit reference agencies. This means you may find it more expensive or difficult to get credit in the future
I've received a statement, but I've not yet received my goods.
If you have not received your goods please call Taskers to check on your order and delivery status. You can also contact Klarna’s Customer Service so that they can postpone the due date on your payment or put the order on hold in the Klarna app while you wait for the goods to arrive.
What happens if I cancel or return my order?
I have canceled my order. How long will it take until I receive my refund?
I have asked for a refund. How will I be refunded?
What happens to my statement, when I have returned the goods?
What happens to my statement when I have returned part of my order?
I haven’t received an email with my statement/payment information.
You can log in the Klarna app or at www.klarna.com/uk, where you will find all of your orders and payment schedule information.
I still have questions regarding payment, how can I get in touch?
Visit Klarna app Klarna’s Customer Service page for a full list of FAQs, live chat and telephone options.
Disclosure
Klarna’s Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.
V12 Retail Finance FAQs
Applying Online - Orders £280 and over.
Representative Example: Spread the cost over 12 month Interest Free
- 10% deposit
- Loan term: 12 months
- Monthly repayments: £116.25
- Representative APR: 0.0%
- Cost of credit: £0
- Total amount payable: £1,550
- Subject to terms and status
Representative Example: Spread the cost over 48 months 9.9% APR
Representative Example Spend £1,550:
- 10% deposit
- Loan term: 48 months
- Monthly repayments: £35.31
- Representative APR: 9.9%
- Cost of credit: £300.06
- Total amount payable: £1,695.06
- Subject to terms and status
To apply for finance you must:
- Spend over £280
- Be at least 18 years of age
- Have been a UK resident for 3 years or more
- Be able to make repayments by Direct Debit
- Be in regular employment* (minimum 16 hours per week) including self-employment, or in a permanent residence with your partner who is in regular employment
*If you are retired and receive a pension or registered disabled and unable to work, V12 Retail Finance may ask for proof of sufficient income.
Applying online is quick and easy! Just select the finance option as you go through the checkout and upon completion of your order, you will be directed to V12, our finance provider, to complete your application.
Taskers Limited is registered in England 1267980, registered office Unit A, Liver Industrial Estate, Aintree, Liverpool, L9 7ES.
Taskers Limited acts as a credit broker and not the lender and offers credit products online from Secure Trust Bank Plc trading as V12 Retail Finance. We may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out. Taskers Limited is authorised and regulated by the financial conduct authority and our FRN number is 732905, Credit provided is subject to age and status.
All examples are for illustrative purposes only and exact payment terms will be agreed upon acceptance and completion of your application. Please be aware we offer regulated and unregulated products.